Specializing in NJ Medicare Solutions - Benefit Providers, LLC is a completely independent insurance agency specializing in Medicare Solutions. We work with the top insurance companies so we can offer...
Caldwell (NJ) - - Phone: (973) 797-0993Family-owned insurance & real estate agency serving New Jersey since 1963. We offer professional consulting services to evaluate the insurance, real estate, & financial portfolios of our valued &...
Caldwell (NJ) - - Phone: (973) 882-5577Graduate of John Marshall High School, Chicago, IL, Graduate of Northeastern Illinois University, Graduate of Montclair State University, M.A. Degree, Received Charter Life Underwriter Designation...
Caldwell (NJ) - - Phone: (973) 228-3100NJ-1315809
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employee benefits practice includes medical, dental, group life, AD&D, Long term disability, short term disability
Caldwell (NJ) - - Phone: (973) 509-7473
Insurance is available in Caldwell. Insurance is defined as risk management by providing a contingency fund against unexpected losses. The individual (or group, or company) transfers to risk to the insurance company in lieu of payment. The entity buying the insurance from the insurer is known as the policyholder. The charge for risk transfer is known as the premium. The policyholder is imdemnified or compensated in case of loss. Risk appraisal, control and management is a separate, independent field of study. Insurance can be taken against a number of risks, such as life, health, property such as the house or the car, unemployment and others. The premium is fixed, based on the associated risk factors. Caldwell has one or more players in the insurance field, such as Allied Insurance, American Family Insurance, AIG, Guardian Life Insurance Company of America, Nationwide Mutual Insurance Company, New York Life Insurance Company, Reliance Insurance Company and many more. Each has its own bouquet of insurance offerings.