Main Headquarters:
2101 Sardis Rd N, Ste 103
Charlotte, North Carolina, 28227
Phone Number:
(704) 847-7070
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The Hemric Insurance Agency has a family atmosphere that still offers 24-hour service for all of your insurance needs! Together, our staff has over 40 years of insurance experience that we devote fully to taking care of you and your family. We proudly serve the Charlotte area as well as all of the surrounding counties. We are licensed in North and South Carolina. We speak Spanish.
Monday : | 8:30 AM - | 5:00 PM | |
Tuesday : | 8:30 AM - | 5:00 PM | |
Wednesday : | 8:30 AM - | 5:00 PM | |
Thursday : | 8:30 AM - | 5:00 PM | |
Friday : | 8:30 AM - | 5:00 PM | |
Saturday : | closed | ||
Sunday : | closed |
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Insurance is available in Charlotte. Insurance is defined as risk management by providing a contingency fund against unexpected losses. The individual (or group, or company) transfers to risk to the insurance company in lieu of payment. The entity buying the insurance from the insurer is known as the policyholder. The charge for risk transfer is known as the premium. The policyholder is imdemnified or compensated in case of loss. Risk appraisal, control and management is a separate, independent field of study. Insurance can be taken against a number of risks, such as life, health, property such as the house or the car, unemployment and others. The premium is fixed, based on the associated risk factors.