Health and Wellness profgrams are run in small and big organizations in Chattanooga. This entire exercise can be outsourced to an agency, and they can create an individualized, tailor-made operating plan. This plan identifies health risks among the working members, analyzes them and sets up achievable goals and targets (such as reduction or cessation in smoking) in a report. These goals are set with certain timeframes in mind. This would not only reduce the direct and indirect health costs for the company, it would boost physical and mental health of the employees, leading to a corresponding increase in their productivity. The health and wellness program would also need manpower, certain resources (both money and time), administrative needs and outside vendors. Thus, a comprehensive budget plan may be necessary. Marketing efforts must be made to popularize the program among the employees and encourage them to participate. This can be done in various ways, such as the senior managers joining in the program as an example, a creative and fun approach to the program that makes working out or cutting down on smoking possible, incentives to join, involving employees from the planning stages itself, good communication strategies and keeping the program outlines simple and achievable. After running the program, one has to also analyze the achievements against the targets set. Often, a large part of the entire program can be outsourced to an agency or a co-ordinator in Chattanooga.