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Insurance - Life In Sacramento

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Insurance - Life

Below is a list of businesses which provide Insurance - Life services. If you do not see your business in the list, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.
Standard Listings

Business Listing   Adams- Michele H - Sacramento, CA - Phone: 1 (916) 927-0546

Business Listing   Allstate Insurance Companies - Sacramento, CA - Phone: 1 (916) 483-1797

Business Listing   Allstate Insurance Companies - Sales Offices- Sacramento - Sacramento, CA - Phone: 1 (916) 689-5200

Business Listing   Andre- Ronald L - State Farm Insurance Agent - Sacramento, CA - Phone: 1 (916) 428-2918

Business Listing   Batchelder- William D - Sacramento, CA - Phone: 1 (916) 361-3114

Business Listing   Bruce Goodman Ins Agency Inc - State Farm Insurance Agent - Sacramento, CA - Phone: 1 (916) 428-7370

Business Listing   Camero- Jerome - State Farm Insurance Agent - Sacramento, CA - Phone: 1 (916) 388-1900

Business Listing   Chan- Sherman J - Sacramento, CA - Phone: 1 (916) 422-1550

Business Listing   Clark- Brian S - Sacramento, CA - Phone: 1 (916) 488-2212

Business Listing   Credit Information Group-Inc. - Sacramento, CA - Phone: 1 (916) 928-1823

Business Listing   Curry- Lori McCarter - State Farm Insurance Agent - Sacramento, CA - Phone: 1 (916) 487-5151

Business Listing   Farmers Insurance Group - Agents- Arden Area Office- Cameron Gary - Sacramento, CA - Phone: 1 (916) 488-7750

Business Listing   Indrajana- Steve S - State Farm Insurance Agent - Sacramento, CA - Phone: 1 (916) 920-2886

Business Listing   Kansas City Insurance and Investment- LLC - Sacramento, CA - Phone: 1 (916) 419-4799

Business Listing   Kelly Gordon Ins Agency Inc - State Farm Insurance Agent - Sacramento, CA - Phone: 1 (916) 334-5466

Business Listing   Kreymborg Insurance Services - Sacramento, CA - Phone: 1 (916) 641-0017

Business Listing   Little- Moira C - Sacramento, CA - Phone: 1 (916) 854-5985

Business Listing   Lo- Christopher C - Sacramento, CA - Phone: 1 (916) 456-8400

Business Listing   Maust- E Daniel - Sacramento, CA - Phone: 1 (916) 363-1604

Business Listing   Miller- Craig A - State Farm Insurance Agent - Sacramento, CA - Phone: 1 (916) 928-4747

Business Listing   National Insurance Marketing Corporation - Sacramento, CA - Phone: 1 (916) 974-7845

Business Listing   Navarrette- Waldo Ray - Sacramento, CA - Phone: 1 (916) 454-5331

Business Listing   New York Life - Sacramento, CA - Phone: 1 (916) 392-8811

Business Listing   Pacific Life Insurance - Sacramento, CA - Phone: 1 (916) 614-7635

Business Listing   Pascua- Duane E - State Farm Insurance Agent - Sacramento, CA - Phone: 1 (916) 334-5700

Business Listing   Perry- Kenneth S - Sacramento, CA - Phone: 1 (916) 452-6668

Business Listing   Prudential California Realty - Sacramento, CA - Phone: 1 (619) 326-5637

Business Listing   Riego Insurance - Sacramento, CA - Phone: 1 (916) 438-7172

Business Listing   Schiro- Peter S - Sacramento, CA - Phone: 1 (916) 444-9787

Business Listing   Scholl- Ranata M - Sacramento, CA - Phone: 1 (916) 482-2543

Business Listing   Smith- Robert J - Sacramento, CA - Phone: 1 (916) 427-1332

Business Listing   Spears- Robert B - State Farm Insurance Agent - Sacramento, CA - Phone: 1 (916) 482-9227

Business Listing   Sternberg- Kent H - State Farm Insurance Agent - Sacramento, CA - Phone: 1 (916) 452-5252

Business Listing   Sweitzer- Lawrence W - Sacramento, CA - Phone: 1 (916) 441-1476

Business Listing   Williams Rich Insurance - Sacramento, CA - Phone: 1 (916) 447-8560

Business Listing   Yee- Michael - State Farm Insurance Agent - Sacramento, CA - Phone: 1 (916) 929-1495

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other categories in Sacramento, california

Helpful Definition for: Insurance - Life

Life insurance, in Sacramento, is defined as a contract between the the insurer, & the insured according to which, the insurer pays a designated beneficiary or nominee a premium upon the demise of the insured person. Other events such as terminal illness or critical illness may also fall under the coverage of the policy. In return, the policy has to pay a fixed amount as per the deal, during his lifetime.

Life insurance policies in Sacramento are the legal contracts & possess limitations of the insured events. Often specific exclusions are written into the contract to limit the insurer’s liability. Life-based contracts are generally classified as:

Protection policies that are designed to provide monetary benefits in a specified event & Investment policies that mainly aim at facilitating the growth of capital by regular or single premiums. Life insurance may be of two basic types – temporary or term insurance and permanent insurance, which again has four subtypes –universal, whole life, limited pay and endowment life insurance.

Term assurance is a temporary insurance that provides life insurance coverage for a specified term of years against a specified premium. Accidental death is a sub-type of temporary insurance, which provides coverage to the insured in case of his death due to an accident and not any kind of health problem or suicide.

Permanent life insurance is life insurance that remains valid until the maturation of the policy due to failing of the owner to pay the premium.

Universal life insurance is a latest insurance product that intends to provide permanent insurance coverage with greater flexibility in premium payment and the potential for greater growth of cash values.

Whole life insurance provides guaranteed death benefits, guaranteed cash values, fixed and known annual premiums & non-reducible cash value even in case of mortality charges & other related expenses.

Limited-pay life insurance involves payment of all the premiums over a certain period after which no additional premiums are needed to keep the policy valid.

Endowments are the policies in which at a certain age of the insured, the cash value built up inside the policy, equals the death benefit.

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