Agencies and bureaus in Woodstock governmental or non-governmental organizations that oversee the administration and functioning of specific activities or sectors. Federal agencies and bureaus can be established by statutes at either the state or the national level, and have some degree of independent functioning. For non-governmental agencies and bureaus, there can be various kinds of activities they specialize in, such as credit reporting, travel bookings, legal agencies, etc. They have employees who are trained to provide specialized services. For example, credit bureaus keep tabs on one's credit rating, assigning scores which are then reported to banks in case on applies for a loan. This information is used by banks to approve or disapprove a loan. Thus, these agencies keep records and information that can be made available to others.