NY-LA-1102778 We take an educational approach to protecting our insureds most important things in life.
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I have been affiliated with Allstate for 23 years in the Albany area and have been bringing up my 4 children. Now, as an Agency owner in Saratoga Springs, I am looking forward to building more...
Saratoga Springs (NY) - - Phone: (518) 583-9457Michael O Murphy Insurance Agency was Established in 1990. We are fully licensed in Property & Casualty as well as Life and Health. We provide excellent customer service and work diligently to obtain...
Saratoga Springs (NY) - - Phone: (518) 584-1715With our agency, you will feel right at home. Our top priority is doing what is best for our members. Whether it is buying a new vehicle or filing a claim, our agency will be there every step of the...
Saratoga Springs (NY) - - Phone: (518) 583-3333As a Personal Financial Representative in Saratoga Springs, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding...
Saratoga Springs (NY) - - Phone: (518) 306-5315
Insurance is available in Saratoga Springs. Insurance is defined as risk management by providing a contingency fund against unexpected losses. The individual (or group, or company) transfers to risk to the insurance company in lieu of payment. The entity buying the insurance from the insurer is known as the policyholder. The charge for risk transfer is known as the premium. The policyholder is imdemnified or compensated in case of loss. Risk appraisal, control and management is a separate, independent field of study. Insurance can be taken against a number of risks, such as life, health, property such as the house or the car, unemployment and others. The premium is fixed, based on the associated risk factors. Saratoga Springs has one or more players in the insurance field, such as Allied Insurance, American Family Insurance, AIG, Guardian Life Insurance Company of America, Nationwide Mutual Insurance Company, New York Life Insurance Company, Reliance Insurance Company and many more. Each has its own bouquet of insurance offerings.