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(518) 434-1212
No fax available
Capital Bank promises more than great customer service. We build our approach to banking around your needs-with a wide range of products and services including checking, savings, IRAs, personal and home loans and Web Banking that are accessible, supportive and empowering. We want you to take the lead. So let’s begin the conversation on how you want to bank. Get started today by applying online!
| Monday : | 8:00 AM - | 5:00 PM | |
| Tuesday : | 8:00 AM - | 5:00 PM | |
| Wednesday : | 8:00 AM - | 5:00 PM | |
| Thursday : | 8:00 AM - | 5:00 AM | |
| Friday : | 8:00 AM - | 5:00 PM | |
| Saturday : | 9:00 AM - | 1:00 PM | |
| Sunday : | closed | ||
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Albany may have one or more banks. A bank is a financial institution that is charged with the function of accepting deposits and lending out money. Thus, it acts as an intermediary connecting individuals with a capital deficit with individuals having a capital surplus. They are centrally placed in the financial system for most economies. Thus, they function under a well-defined set of regulations. Most banks have national and regional headquarters, and then branches in smaller towns and villages. The banks may be international, national or local in spread of operations.
