In Derby, automotive insurance is purchased for automobiles such as- cars, trucks, and other road vehicles. The primary use of automotive insurance is to protect the vehicles from any kind of physical damage and/or bodily injury that might occur due to traffic collisions and the associated liability.
It is sometimes mandatory to obtain an automotive insurance policy before a vehicle gets access to public roads. Many jurisdictions in Derby relate the insurance to the vehicle as well as to its driver to varying degrees. In some jurisdictions, the automotive insurance plan is more effectively implemented in such a way that one has to pay the premium only when he drives the vehicle. The payment can be made through gasoline tax, for example.