Insurance Near Excelsior Minnesota

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  • Chad Babcock - State Farm Insurance Agent

    MN-40012014 The mission of the Chad Babcock team is to provide individuals, families and businesses in Excelsior and the surrounding Lake Minnetonka area with reliable insurance coverage! We believe...

    Excelsior (MN) - - Phone: (952) 474-1454
    Business Listing
  • HealthMarkets Insurance - Calvin Clemens

    With HealthMarkets, you can search for Medicare Insurance, Health Insurance, Dental Insurance, Vision Insurance, and other insurance options online, over the phone, or in person with a local, licensed...

    Excelsior (MN) - - Phone: (612) 850-8041
    Business Listing
  • Rob Shuman: Allstate Insurance

    For over 35 years, our Allstate Insurance Agency located in Excelsior has been helping families and business with their insurance needs throughout the Twin Cities and greater Minnesota. We offer a...

    Excelsior (MN) - - Phone: (952) 474-4101
    Business Listing

 


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Category: Insurance

Insurance is available in Excelsior. Insurance is defined as risk management by providing a contingency fund against unexpected losses. The individual (or group, or company) transfers to risk to the insurance company in lieu of payment. The entity buying the insurance from the insurer is known as the policyholder. The charge for risk transfer is known as the premium. The policyholder is imdemnified or compensated in case of loss. Risk appraisal, control and management is a separate, independent field of study. Insurance can be taken against a number of risks, such as life, health, property such as the house or the car, unemployment and others. The premium is fixed, based on the associated risk factors. Excelsior has one or more players in the insurance field, such as Allied Insurance, American Family Insurance, AIG, Guardian Life Insurance Company of America, Nationwide Mutual Insurance Company, New York Life Insurance Company, Reliance Insurance Company and many more. Each has its own bouquet of insurance offerings.