Main Headquarters:
208 Mt Herman Rd
Hudson, North Carolina, 28638
Phone Number:
(828) 728-3741
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Hickory Office: Agency Principal, Rick Hamby,
Associate Agent Chip Fotheringham, Operations Manager, Jennifer Travis, Senior Account Manager, Elizabeth Vang, Shelia King, Brittany Parker, Receptionist Brittney Hoke. Experienced and caring professionals make
up the Rick Hamby Agency team. Let us show
you how the right agents and the right company can make a BIG difference!
Monday : | 9:00 AM - | 5:00 PM | |
Tuesday : | 9:00 AM - | 5:00 PM | |
Wednesday : | 9:00 AM - | 5:00 PM | |
Thursday : | 9:00 AM - | 5:00 PM | |
Friday : | 9:00 AM - | 5:00 PM | |
Saturday : | closed | ||
Sunday : | closed |
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Insurance is available in Hudson. Insurance is defined as risk management by providing a contingency fund against unexpected losses. The individual (or group, or company) transfers to risk to the insurance company in lieu of payment. The entity buying the insurance from the insurer is known as the policyholder. The charge for risk transfer is known as the premium. The policyholder is imdemnified or compensated in case of loss. Risk appraisal, control and management is a separate, independent field of study. Insurance can be taken against a number of risks, such as life, health, property such as the house or the car, unemployment and others. The premium is fixed, based on the associated risk factors.