Main Headquarters:
1526 Katy Gap Rd, Ste 703
Katy, Texas, 77494
Phone Number:
(713) 388-6543
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I have lived in the Houston Metro since 2002 and in the Katy community since 2013. I have previously worked in the financial industry for 28 years and my last position was President of a Financial Institution in Katy, TX. I have been a customer of Allstate over 18 years prior to acquiring an Allstate Agency office and becoming an owner under the business name of M.D. Silva & Associates, LLC. I believe that being an Allstate customer for those 18+ years provides me a unique perspective of what an Allstate customer really needs. Our Associates and I are committed to helping you with your needs from your point of view and providing industry leading services.
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Insurance is available in Katy. Insurance is defined as risk management by providing a contingency fund against unexpected losses. The individual (or group, or company) transfers to risk to the insurance company in lieu of payment. The entity buying the insurance from the insurer is known as the policyholder. The charge for risk transfer is known as the premium. The policyholder is imdemnified or compensated in case of loss. Risk appraisal, control and management is a separate, independent field of study. Insurance can be taken against a number of risks, such as life, health, property such as the house or the car, unemployment and others. The premium is fixed, based on the associated risk factors.