Main Headquarters:
University of Rhode Island Memorial Union, 50 Lower College Rd
Kingston, Rhode Island, 02881
Phone Number:
(401) 789-0253
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Rhode Island Credit Union has experienced many changes throughout our history. The Board and Management have continued to respond to industry changes in an effort to keep up with an ever changing financial and technological market. Our unique business model where credit union members are the owners of the institution proves to be as effective today as it was in 1946 when Rhode Island Credit Union was founded. The idea of serving only the needs of credit union members, not distant shareholders is what guides our decision-making process.
Monday : | 8:30 AM - | 4:30 PM | |
Tuesday : | 8:30 AM - | 4:30 PM | |
Wednesday : | 8:30 AM - | 4:30 PM | |
Thursday : | 8:30 AM - | 4:30 PM | |
Friday : | 8:30 AM - | 5:00 PM | |
Saturday : | closed | ||
Sunday : | closed |
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Kingston may have one or more banks. A bank is a financial institution that is charged with the function of accepting deposits and lending out money. Thus, it acts as an intermediary connecting individuals with a capital deficit with individuals having a capital surplus. They are centrally placed in the financial system for most economies. Thus, they function under a well-defined set of regulations. Most banks have national and regional headquarters, and then branches in smaller towns and villages. The banks may be international, national or local in spread of operations.