Main Headquarters:
6674 Hwy 431, Suite 4
Owens Cross Roads, Alabama, 35763
Phone Number:
(256) 536-3227
Go back to: Insurance
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We provide 100% personalized service for each and every person who walks in our door, calls our office, or emails our agency. Your insurance needs and concerns are important to us and will be addressed in a timely and professional manner. We want you to be comfortable with who is insuring your personal and business needs.
Monday : | 9:00 AM - | 5:30 PM | |
Tuesday : | 9:00 AM - | 5:30 PM | |
Wednesday : | 9:00 AM - | 5:30 PM | |
Thursday : | 9:00 AM - | 5:30 PM | |
Friday : | 9:00 AM - | 5:30 PM | |
Saturday : | closed | ||
Sunday : | closed |
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Insurance is available in Owens Cross Roads. Insurance is defined as risk management by providing a contingency fund against unexpected losses. The individual (or group, or company) transfers to risk to the insurance company in lieu of payment. The entity buying the insurance from the insurer is known as the policyholder. The charge for risk transfer is known as the premium. The policyholder is imdemnified or compensated in case of loss. Risk appraisal, control and management is a separate, independent field of study. Insurance can be taken against a number of risks, such as life, health, property such as the house or the car, unemployment and others. The premium is fixed, based on the associated risk factors.