Advantage Credit Counseling Service is a Non-Profit organization that has been successfully assisting consumers with debt relief for over 50 years by providing free credit counseling and our Debt Management Program. As a Non-Profit Consumer Credit Counseling agency incorporated in 1968, Advantage CCS educates consumers about wise debt management and the responsible use of credit. The agency enlightens and assists thousands of people each year through our consumer credit counseling, debt management program, and various community education programs. The services of Advantage CCS enhance our clients' lives, their family stability, and the community. We provide private and confidential consumer credit counseling, bankruptcy counseling, bankruptcy education, a Debt Management Program, a Credit Report Review service, Housing Counseling, and much more. We are accredited by the Council on Accreditation (COA) and are members of the Better Business Bureau (BBB) with an A+ Rating. Advantage Credit Counseling Service has been designated a certified comprehensive housing counseling agency by the U.S. Department of Housing and Urban Development (HUD). The agency is also a proud member of the National Foundation for Credit Counseling (NFCC).