With 16 years in the mortgage industry, Michael Hall has strong communication skills with clients, which helps them close on time every time. Whether it's finding a new home or helping improve their financial position through real estate, Michael wants to make the journey easier for homeowners. With the ability to originate nationally, he serves the local areas surrounding Salida, CO, specializing in Conventional, FHA, VA, USDA, and Jumbo Loans.

Michael advocates that time is precious, and one should make every day count, starting their journey now instead of waiting for the perfect time later. When he is not in the office, Michael spends most of his free time outdoors doing activities such as hiking, mountain biking, and motorcycle riding.

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable.

We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.

You'll see the difference in our:

- Care for our clients - We're here every step of the way, offering resources to help you understand the loan process and determine which one of our unique mortgage programs is the best fit.

- Consistent and transparent communication - You deserve responsive, regular, and helpful communication throughout the loan process. At Waterstone Mortgage, we make it a top priority to communicate often with all parties involved in the transaction.

- Variety of lending solutions - With our extensive product variety, including many no-down-payment options, we make it our mission to get as many homebuyers as possible from application to closing as smoothly and quickly as possible.

- Cutting-edge technology - Waterstone Mortgage's proprietary, innovative technology simplifies and speeds the loan process. Our team can access the status of a loan anytime, anywhere, and update all parties involved immediately. Developed by information technology professionals with mortgage experience, our technology is second to none.

We do what we do because we never forget: home is where the best part of life happens, and you want it to be perfect. So, when you find it - the perfect home - let us help you find the perfect mortgage.

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-89060. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Pewaukee, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/general-disclaimer