Insurance Near Somers Point New Jersey

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  • David Lieberman: Allstate Insurance

    I take great pride in living, working and supporting our Atlantic County businesses and local organizations. I am your local Allstate Agent.

    Somers Point (NJ) - - Phone: (973) 927-3400
    Business Listing
  • Wiser Insurance Agency

    Your peace of mind is our top priority. Whether you need to protect your family, your assets, or your livelihood, Wiser Insurance Agency is here to help you navigate your options with confidence. As...

    Somers Point (NJ) - - Phone: (609) 246-3174
    Business Listing

 


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Category: Insurance

Insurance is available in Somers Point. Insurance is defined as risk management by providing a contingency fund against unexpected losses. The individual (or group, or company) transfers to risk to the insurance company in lieu of payment. The entity buying the insurance from the insurer is known as the policyholder. The charge for risk transfer is known as the premium. The policyholder is imdemnified or compensated in case of loss. Risk appraisal, control and management is a separate, independent field of study. Insurance can be taken against a number of risks, such as life, health, property such as the house or the car, unemployment and others. The premium is fixed, based on the associated risk factors. Somers Point has one or more players in the insurance field, such as Allied Insurance, American Family Insurance, AIG, Guardian Life Insurance Company of America, Nationwide Mutual Insurance Company, New York Life Insurance Company, Reliance Insurance Company and many more. Each has its own bouquet of insurance offerings.